If you have been injured in a motor vehicle accident as the passenger in an Uber or Lyft rideshare vehicle, it is critical that you contact the best ridesharing accident attorneys Newport Beach has to offer. Only our Newport Beach ridesharing accident attorneys can properly analyze your rights and remedies as a passenger and help you on the road to a successful recovery.
As a passenger in an Uber or Lyft vehicle, the common question is: whose insurance applies to the payment of your medical expenses and for your pain and suffering? There are a number of complex issues that the advent of ridesharing has brought to the personal injury world. This is why retaining a personal injury lawyer in Newport Beach at the outset of your case is critical to your success. Taking action at the very beginning of your case is vital to the overall and ultimate success of your case.
In a traditional personal injury case, a passenger would seek payment for their medical bills and for damages from the insurance carrier for the “host” vehicle. The “host” vehicle is the vehicle in which the passenger was traveling at the time of the accident. However, ridesharing “host” vehicles would need to carry either commercial motor vehicle insurance or elect coverage as a ridesharing driver that would cover payment of such expenses in the event of an accident. This is because the passenger in such an accident is not a traditional passenger, they are in the vehicle as part of a business transaction. More often than not, the “host” vehicle will not maintain the kind of coverage that is required to cover medical expenses and pay for the personal injuries of such a passenger.
This leads the injured party to seek payment for their expenses and for their personal injuries elsewhere. In this case, Uber or Lyft (the ridesharing company) maintain policies of insurance that will pay for these expenses. However, if the “host” vehicle is not at fault for the accident, the next option would be for the injured passenger to seek damages from the offending vehicle who bears liability.
As you can see, this becomes extremely complicated and this illustrates the reason that a passenger who is injured in a ridesharing vehicle should seek the most experienced ridesharing accident lawyers Newport Beach has to offer.
In the event that the “host” vehicle is no at fault for your accident, the injured passenger will need to seek damages from the insurance carrier for the offending vehicle. This is done by filing a claim against the at-fault driver and, ultimately, a personal injury lawsuit if adequate damages cannot be recovered in the “claim” phase of the case.
However, another complication arises if the at-fault driver did not maintain enough insurance coverage to pay for the damages of the injured rideshare passenger. In that case, an “Uninsured/Underinsured Motorist” claim (UM/UIM) will be filed against the rideshare vehicle’s policy of insurance. This coverage is typically in the amount of one million dollars and normally will pay for the damages suffered by the rideshare passenger at the time of the accident.
The best ridesharing accident attorneys Newport Beach has to offer work at Accident Lawyers Firm. Although these issues appear to be complex, Accident Lawyers Firm are the most experienced ridesharing accident lawyers Newport Beach knows and trusts.
If you have been involved in a motor vehicle accident as the passenger in a ridesharing vehicle, you need to consult with an attorney who has experience in such matters right away. Handling such a matter on your own will distract you from what is the most important part of your case: recovering from your personal injuries. It is the role of the attorney to provide a steady, helping hand during this difficult time and to deal with medical providers, insurance carriers and opposing counsel if your case ends up in litigation.
The best personal injury lawyer in Newport Beach for this purpose is Accident Lawyers Law Firm and they may be reached at (949) 356-7971. The consultation is free and there is no obligation. Accident Lawyers Law Firm are Newport Beach ridesharing accident attorneys who will fight for your rights every step of the way.