I Was in an Accident With an Uninsured Driver; Now What

Uninsured and Underinsured Driver Claims

You would normally assume that all expenses resulting from an accident will be covered by an insurance company— whether it’s your insurance or that of the other driver. However, your legal strategy will change if the other driver doesn’t have insurance.

If you have been hurt in an accident that is the result of the other driver’s negligence or recklessness, you should not have to pay your medical costs and property repair costs out of pocket; instead, you should contact an uninsured motorist lawyer to fight for compensation.

You cannot rely on the insurance process to get coverage for your accident; instead, put your trust in an uninsured driver lawyer from Accident Lawyers Firm.

How Does Uninsured Motorist Coverage Work?

Your insurance policy should include a clause about accidents with uninsured motorists, but you usually have to have the forethought to add on this protection during your onboarding process. Some states require this, but California is not one of those. Uninsured motorist coverage is a smart addition for any driver in the event they cross paths with a reckless person who chooses to drive without insurance.

Uninsured motorist coverage usually only covers the amount spelled out in your standard liability coverage. For example, if you have $75,000 in total liability coverage per accident, you can’t typically carry more than $75,000 in uninsured motorist coverage.

How Can Collision Coverage Help?

Collision coverage is another add-on to a car insurance policy that you may find helpful. This policy will come in handy in accidents where you’re at fault or the other driver is liable but doesn’t have insurance.

It should be noted that collision coverage doesn’t apply to medical costs, just the expenses that go into fixing your car.

Hiring a Lawyer to Get Compensation

Another option you have if an uninsured driver hits your car is to hire a personal injury attorney to sue them for compensation. In order to do this, you must first book a case evaluation where you tell the attorney what happened; you’ll want to have as much information and evidence regarding your claim as possible, as this will make an attorney more interested in taking on your case.

Then, you and your attorney will have to begin building your claim to compensation. Our accident lawyers know how to get the most compensation possible, and it’s done by claiming multiple damages and having thorough evidence of these damages.

In most situations, a driver without insurance will not have enough funds to cover all your damages. In this situation, your journey to maximum coverage starts with knowing how much they can pay and suing for that much.

About Our Firm 

Accident Lawyers Firm is a Newport Beach-based injury law firm that aims to give you the best legal representation possible.

Our attorneys work tirelessly to add up your bodily damages, emotional damages, property damages, and overall pain and suffering that the negligent party should pay for.

We also tap into our network of accident and health experts to gather thorough research and evidence to make your case for compensation as strong as possible. Contact us if you were injured in a:

You don’t need additional stress while you recover from your injuries, so leave the legal battle up to us. With our extensive connections and hard-working lawyers, you can focus on recovering physically, mentally, and emotionally. To set up a free consultation, call us at 949-203-5780 or email us at intake@accidentlawyersfirm.com.